Terms of Service
Last updated: March 2026
These Terms of Service ("Terms") govern your use of the FMS website and your interactions with us when you request an initial consultation. By using this site, you agree to these Terms.
1. Information only
The content on this website is provided for general information purposes only. It does not constitute financial, legal, or investment advice, and should not be relied upon as such.
2. No guarantee of outcome
FMS provides case review, documentation, and consulting services. While we aim to support positive outcomes, no outcome can be guaranteed. Decisions by banks, payment providers, regulators, or courts are outside our control.
3. Initial consultation
An initial consultation is provided at no cost. If both parties agree to proceed, further services may be subject to a retainer and/or fees, which will be communicated to you in writing before work begins.
4. Client responsibilities
You are responsible for:
- Providing accurate, complete, and honest information about your case.
- Reviewing and understanding any agreements or engagement letters before signing.
- Not using our services for any unlawful purpose.
5. Anti‑fraud and fair use
FMS is committed to anti‑fraud and compliance standards. We do not promote or participate in scams, recovery fraud, or misleading marketing practices. We reserve the right to decline or terminate an engagement if we believe it may breach applicable laws, regulations, or ethical guidelines.
6. Intellectual property
All text, design, and other content on this website are owned by or licensed to FMS and protected by intellectual property laws. You may not copy, reproduce, or distribute content from this site without prior written permission, except for personal, non‑commercial use.
7. Limitation of liability
To the fullest extent permitted by law, FMS will not be liable for any indirect, incidental, consequential, or special damages arising from your use of this site or our services. Nothing in these Terms excludes liability where such exclusion is not permitted by applicable law.
8. Third‑party links
Our website may contain links to third‑party sites. These links are provided for convenience only. We do not endorse and are not responsible for the content or practices of third‑party websites.
9. Changes to these Terms
We may update these Terms from time to time. Any changes will be posted on this page with an updated "Last updated" date. Your continued use of the site after changes are posted constitutes acceptance of the revised Terms.
10. Contact
If you have questions about these Terms, please contact us at support@fms-analytics.com.